Career Opportunities

Full-time employees at JCRHC are eligible to purchase Accident Insurance (Acc). If you are accidentally injured, Acc can help you take care of out-of-pocket expenses and medical costs beyond what your existing health insurance plan covers.

Full-time employees at JCRHC are eligible to purchase Critical Illness Insurance (CI). If you are diagnosed with a critical illness, CI can help you pay for expenses that aren’t covered by your existing health insurance plan. CI coverage pays you a lump-sum cash benefit to help pay for treatment or bills, and you can add a wellness benefit option to help cover the cost of health screening tests.

The JCRHC Dental Plan option provides coverage for preventive, diagnostic services, major restorative services and orthodontia.

JCRHC provides full-time employees with employer paid short-term disability and offers the opportunity for you to purchase long-term disability income benefits.

In the event that you become disabled from a non-work-related injury or sickness, disability income benefits may provide a partial replacement of lost income.

When enrolled in either health plan, you may open a Health Savings Account with your bank of choice. An H.S.A. is a tax-advantaged, personal savings account that allows you to use those account funds to pay for current or future healthcare expenses. Contributions to an H.S.A. account are not taxed and the funds used to pay for qualified health care expenses are spent tax-free.

You may not contribute to a HSA if you are covered by Medicare or a non-QHDHP.

The legislature created IPERS in 1953 to replace the Iowa Old-Age and Survivors’ Insurance System. Initially IPERS was a money purchase system that calculated benefits based on contributions. Today IPERS is a multiple-employer, cost-sharing, contributory defined benefit pension plan, meaning benefits are calculated with a specific formula. IPERS exists to create a secure retirement for our members and to help public entities attract and retain a quality workforce.

IPERS takes seriously its responsibility to educate members about the plan, its attributes and how it differs from other retirement savings plans. A defined benefit plan, IPERS benefits are guaranteed for life. After members retire, they will receive the same monthly benefit for the remainder of their lives. Coupled with Social Security and members’ personal savings, IPERS benefits help provide a secure retirement.

Employees at JCRHC are considered Regular members or for our Ambulance Team Members, Protection Occupations.
For more information regarding IPERS, please visit www.ipers.org

Because we value the knowledge and skills that our staff bring to JCRHC, effective immediately, JCRHC will cover the cost of all license renewals for all employees.

JCRHC wants to invest in our staff. JCRHC will cover the cost of CEUs/Continuing Education opportunities that bring value to your role and the facility.

Basic Life Insurance and AD&D
JCRHC provides full-time employees with 1x salary to $50,000 in group life and accidental death and dismemberment (AD&D) insurance. Employer sponsored dependent Life coverage is also included. Eligible spouses and dependents are eligible for $10,000 and $5,000 of coverage, respectively.

JCRHC pays for the full cost of this benefit—meaning you are not responsible for paying any monthly premiums. Contact HR if you would like to update your beneficiary information.

Voluntary Life Insurance and AD&D
Full-time JCRHC employees are offered the ability to purchase additional voluntary life insurance at favorable group rates for the team member, their spouse or domestic partner and children (up to age 26).

• Employee coverage can be elected in increments of $10,000 up to the lesser of five times the annual salary or $500,000. Amounts over $150,000 will require evidence of insurability (EOI).
• Spouses coverage can be elected in increments of $10,000 up to $100,000. Amounts that exceed $50,000 will require EOI.
• Children coverage, up to age 26, can be elected at $10,000 per child

JCRHC offers two Wellmark medical plans which are Qualified High Deductible Health Plans (QHDHP), one with the Alliance Select network and one with the Blue Advantage network. Both of these options allow you to take advantage of a Health Savings Account (HSA). We also offer a more traditional Wellmark plan which is a Point of Service plan with copays for office visits and prescriptions. All options include prescription drug coverage and pay 100% of preventive services when care is received at an in-network provider.

If you are covered under one of the medical plans offered by JCRHC, Doctor on Demand can be a great alternative to visiting your normal doctor or an urgent care, when you are suffering from one of many common, non-emergency medical conditions. With 24/7/365 access to U.S. board-certified doctors, you can access medical care, from home or on the road—and in some cases, doctors can write a prescription to a local pharmacy near you.

The JCRHC vision coverage option provides an exam and lenses once every 12 months and frames once every 24 months. Under the plan, you may receive services and purchase your eyeglasses and contacts at the eye care provider of your choice. However, when you use an preferred network provider, you receive the highest level of plan benefits and have the lowest out-of-pocket costs.